Proforma Invoice Templates What is a proforma invoice? Don’t let the Latin confuse you. Pro forma means “for the sake of form.” A pro forma invoice is simply an estimate or quote sent to a client that details the costs of goods or services. For example, a web developer who works for an hourly rate […]
Non-Disparagement Clauses in Service Contracts Could Stop Negative Online Reviews!
Imagine this…a client hated your work and decides to leave a bad review on Yelp, then talks about it on Facebook, and continues to bad-mouth your work wherever he goes. CAN I STOP A CLIENT FROM POSTING A BAD REVIEW ABOUT ME? The short answer is “No,” but with a non-disparagement clause you can set […]
How to Start a Photography Business
You have thought it over and feel you are ready to start a photography business. You know how to take great photos but what about the business side of being a professional photographer? Upfront Expenses to Start a Photography Business Camera Your camera is your most important part of your gear. Without it you can […]
Simple Invoice Template Are Very Useful
Simple Invoice Template Are Very Useful Why Use An Invoice Template? Invoices are so important to the day-to-day operations of small businesses. Thankfully many simple invoice templates are available online. These templates provide a stream-lined resource to your business — allowing you to spend less time drawing up documents and more time doing your work […]
Why join the Chamber of Commerce?
Why join the Chamber of Commerce? Reasons the ways the chamber of commerce can help your business. Your local chamber of commerce can be a great resource for your business. There is nothing like being involved with a group of like minded business men and women. If you run into a problem chances are someone […]
Zions Bank
Zions Bank Small Business Banking Zions Bank Background Zions Bank, a subsidiary of Zions Bancorporation, which operates 500 branches across 10 Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington. (Hoovers company information service says Zions Bank itself operates only 125 or so branches across Utah and Idaho. That information, […]
When Business Credit Cards Make Sense
If you’re self-employed or run a small business on the side, one of the most dreadful tasks at tax time can be sorting through your personal and professional expenses. Should you be using the same credit card for both? Or is it time to get a card which will be used exclusively for your business? […]
What Really Affects Your Credit Score?
If you read my last post on the basics of credit, you already know that good credit can save you money on things you were already wanting to buy. Credit is a crowbar that you can use for leverage. It is a coupon with no expiration date that can get you huge discounts on homes, cars, […]
How to Spend Less and Save Money for Small Businesses
If you’ve just started a small business, then you’ll well know how tight cash can be in the early months. With start-up resources (including tools and materials, business insurance, and human labour) eating up your business loan, you may be questioning the viability of your enterprise in the long-term. But don’t despair prematurely: by instituting […]
Understanding Employee Agreements
Start by knowing the difference between a W2 employee vs 1099 contractor, if you actually have an subcontractor read this article about Subcontractor Agreements. Purpose of an Employee Agreement To help facilitate a smooth working relationship between you and your employee, as well as guarantee certain rights and protections that are not otherwise present. Unfortunately, most of […]